credit hire

Credit hire is a service which many organisations are not providing to the best of their abilities, nor are they educating the parties involved on what their rights are. We aim to change that by being ethical, upfront and sincere.

Our speciality is in providing replacement vehicles on credit to people involved in non-fault road traffic accidents. If you lose the use of your car through no fault of your own, then we can get you back into the driving seat of a similar replacement vehicle within 4 hours. Our in-house management staff will do our very best to make sure you do not have added complications that can arise from road traffic accident claims.

The negligent party is required to put the innocent party back into the position it was in prior to the accident.

A Complete Accident Management Service

We know how stressful it can be when you’re involved in an accident, that’s why we offer a complete accident management service that ensures you get what is rightfully yours, while staying on the road during the process.

24 Hour Recovery

Our team can arrange for your damaged vehicle to be recovered and stored, 24 Hours a day

arrange replacement vehicle

We'll arrange a replacement vehicle for you immediately so you can be kept on the road

Free impartial advice

Our team are experienced in Credit Hire and can offer free, impartial advice to support you through the process

arrange the paperwork

We'll take care of arranging Engineer reports, estimates and repairs so you don't have to.

We can also assist with arranging Legal Expenses Insurance (where necessary) and help with claims for Personal Injury by appointing seasoned Solicitors who work on a No-Win No-Fee basis.

Our Appointed Solicitors can also help to claim for uninsured loss recovery.

The replacement vehicle is provided on credit terms, usually referred to as ‘Credit Hire’. The period of rental will be determined by the time it will take to establish liability, repair your vehicle or final settlement in ‘written-off’ cases.

The vehicle we provide will be of a like-for-like or similar status to your damaged vehicle.

When a claim for personal injury is made, we will instruct a solicitor from our panel to guide you accordingly. They will provide you a No Win No Fee arrangement. Your Solicitor will assist in your claim for any uninsured losses, such as policy excess, loss of earnings etc and advise you if and when you require a Legal Expenses Insurance policy.

The process is simple – simply provide us the details surrounding the accident, establish the liability and persons involved, identify the need of the replacement vehicle and if we are sure that we will be able to successfully recover the charges from the negligent party, we will provide a vehicle immediately.

Contact us and let us help take away your grief.

We at Smart Vehicle Options are currently building relationships with Third Party Insurers. This will ensure your claim is dealt with efficiently. We instruct the third party insurers to appoint their engineers and their approved bodyshops.

What Our clients say

"Absolutely perfect service, hassle free, got the deal and car that I wanted. The whole transition went smooth and perfect. Definitely who recommend this to anyone who is looking to lease a car"
Yahya Umarji
"Awesome company can't wait for my second car to come this June thanks guys amazing service"
Lee Pedder
"Excellent service.
Professional and efficient.
Pleasure doing business with you guys. All the best"
Sahila Butt
"Great company, an absolute pleasure to deal with!! Would highly recommend to anyone!!"
Jamie Boomer